What form of government would legislate this. A person has worked hard to provide?

medical care for himself and his family either through his work place or just purchased the best insurance that is available then the government pes a health care bill that declares this a Cadillac insurance coverage and taxes the citizen for having it? If then the citizen decides that he wil just drop all his insurance and go it alone the government can and will penalize him ot put him in jail. Both examples are in both bills being considered. Please do not grade the english just answer the question.